Privacy Policy

Last Updated: April 19, 2026

Welcome to ChiMortgageCalc ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, including any other media form, media channel, mobile website, or mobile application related or connected to it (collectively, the "Site"). Please read this privacy policy carefully.

1. Information We Collect

We may collect information about you in a variety of ways. The information we may collect on the Site includes:

Personal Data: When you contact us through our contact form, you may voluntarily provide personally identifiable information such as your name, email address, and phone number.
Usage Data: We automatically collect certain information when you visit, use, or navigate the Site. This usage data may include your IP address, browser type, operating system, referring URLs, pages viewed, and the dates/times of your visits.
Calculator Inputs: The mortgage calculation data you enter (home price, interest rate, etc.) is processed entirely in your browser and is not transmitted to or stored on our servers.
Cookies and Tracking Technologies: We may use cookies, web beacons, tracking pixels, and other tracking technologies to help customize the Site and improve your experience.

2. Use of Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. We may use information collected about you to:

Operate and maintain the Site
Improve, personalize, and expand the Site
Understand and analyze how you use the Site
Develop new products, services, features, and functionality
Respond to your comments, questions, and provide customer service
Send you emails regarding updates or informational purposes
Monitor and analyze usage trends and preferences
Detect, prevent, and address technical issues

3. Third-Party Services

We may use third-party service providers to service various aspects of the Site, including:

Google AdSense: We use Google AdSense to display advertisements. Google may use cookies and web beacons to serve ads based on your visits to this and other websites. You can opt out of personalized advertising by visiting Google Ads Settings.
Google Analytics: We use Google Analytics to track and analyze website traffic. Google Analytics may collect data about your browsing habits. You can learn more at Google's Privacy Policy.

4. Cookies Policy

Cookies are small data files stored on your device when you visit a website. We use the following types of cookies:

Essential Cookies: Required for the basic functionality of the Site.
Analytics Cookies: Help us understand how visitors interact with the Site by collecting and reporting information anonymously.
Advertising Cookies: Used by advertising partners to build a profile of your interests and show you relevant ads on other sites.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, some parts of the Site may not function properly without cookies.

5. Data Security

We use administrative, technical, and physical security measures to protect your personal information. While we have taken reasonable steps to secure the information you provide, please be aware that no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against interception or misuse.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including to satisfy any legal, accounting, or reporting requirements. Calculator data is processed client-side and is not stored by us.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

The right to access your personal data
The right to request correction of inaccurate data
The right to request deletion of your data
The right to opt out of data processing
The right to data portability

To exercise these rights, please contact us using the information provided in the Contact section below.

8. Children's Privacy

The Site is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you become aware that a child has provided us with personal information, please contact us immediately.

9. California Privacy Rights (CCPA)

If you are a California resident, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA). You have the right to request disclosure of the categories and specific pieces of personal information we have collected, request deletion of your data, and opt out of the sale of your personal information. We do not sell personal information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

11. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at:

Email: privacy@example.com
Contact Page: Contact Us